ETM financial services  is a leading national professional services firm providing a broad range of risk, retirement and health solutions

Contact

+27 76 444 2227

155 johnson Street, 1417 Westview Estate, Pretoria

tokotoramatlapeng@gmail.com

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Personal Solutions

Household and Motor Insurance

Household and Motor Insurance:

  • While the total cost of insurance cover is an important consideration, the quality of insurance cover offered under an insurance policy is equally important. Insurance that does not suitably cater for your needs is of no value regardless the total premium.
  • Due to our cumulative years in the industry spanning across various sectors we’ve been able to provide solutions for a diversified client portfolio which has allowed us to gather deep insights in designing suitable products which offers both cost-effective and efficient solutions.
  • Where we are of the opinion that such products are suitable to address your risk and needs, we will recommend an EMT financial services product. In instances where we don’t have a suitable EMT Financial Services product to address your risks and needs, we will, with your agreement, seek quotes from Insurers and help you identify the most appropriate solution.
  • Our Solutions provide better service, more options, and greater flexibility. They are backed by EMT expert advisers who have specialist knowledge and experience, together with long-standing business relationships with Insurers, to ensure that you receive value for money.  

EMT  expert advisers will:

    • Perform a comprehensive risk assessment and find the right cover for you at the most competitive price;
    • Give impartial advice with your best interests at heart;
    • Be your claims advocate, so if you do submit a claim, we will liaise with the insurer on your behalf to ensure a fair and speedy process;
    • Help you navigate the complex world of insurance, and using our experience and knowledge.

Do you have the right cover in place to protect your hard-earned assets?

Building Insurance:

Did you know that by law you have the right to decide who to purchase your building insurance from? Your home is likely to be your single biggest financial investment, and your anchor when it comes to the security and lifestyle of you and your loved ones. Given its foundational significance in your life, you need building insurance to take care of life’s unexpected and unfortunate mishaps, such as weather catastrophes, fire, burst pipes or geysers, power surges, crime, and even accidental damage, restoring your home and your lifestyle quickly and efficiently. Building insurance covers the permanent structures on your property, so the building and all permanent fixtures and fittings such as built-in appliances, paving, boundary walls, gates, geysers, swimming pools, boreholes, solar power generation systems, fixed electricity generators and more.

Contents Insurance:

Whether you own your own home or are just letting a property, we can provide you with household insurance broking solutions that give you cover for the contents of your home contained within the building. Contents refers to all the moveable items in your home – furniture, electronics and appliances, computers, tablets and cell phones, clothing and apparel, sports gear and equipment, kitchenware, linen, and so on.  You need contents insurance to protect your assets for loss or damage due to weather perils like floods and heavy storms, theft, burglary, fire, power surges as well as accidental damage.

For Works of Art, Antiques, and Collectibles of exceptionally high value, we work with highly competent specialists who understand that damage to an item will result in immediate devaluation. Bespoke covers compensate for the loss in value to ensure that you are left in the same financial position you were in before the loss.

All Risk Insurance:

If you’re looking to ensure that valuable items like handbags, sunglasses, binoculars, cell phones, personal laptops, jewellery, and electronic diaries/tablets are protected outside your home, then All Risks insurance cover is the way to go. It provides insurance against your valuable items should they be lost, damaged or stolen outside your home.

There are two main categories to consider: Unspecified All Risks and Specified All Risks:

  • Unspecified All Risks: You can choose the sum insured that you require to cover the total value of clothing and personal effects that you will usually carry with you. This general cover provides an item limit. 
  • Any item valued more than this item limited must be separately insured and listed under Specified All Risks.

Motor Insurance:

Owning your own vehicle gives you the freedom to get to where you need to be. But, with so many vehicles on our roads the chance of being involved in a car accident is higher than ever before.  Insurance for your car is a necessity to safeguard you against the financial burden of expensive vehicle accident repairs or theft. 

  • If you also include car hire cover we arrange a hired vehicle for you to ensure that you continue to enjoy the freedom to be where you need to be if you have a claim.
  • Whether you are looking for Comprehensive, Third Party Fire & Theft or Third Party only motor vehicle insurance cover, we have a solution to suit your needs.
  • Specialist Personal Insurance: Specialist Insurance covers assets with exceptionally high value and you would want to consider placing your classic car, executive’s car, Rolls Royce, Bentley, Harley Davidson or Pleasure Craft with a specialist who understands how to cater for these unique assets.
  • 24hr Home & Roadside Assist: Our 24hr Incident Management Care Line offers you claims reporting via our Incident Management Centre; no claims forms required.
 

 

VOIP (SIP TRUNK)

 

A VoIP Line is a direct line service used together with a VoIP telephone (desktop/cordless) or Mobile Softphone. EMT Financial Services uses VoIP technology to provide a telephone service over your wired or wireless broadband internet connection.

.VoIP stands for Voice Over Internet Protocol, or in more common terms a phone service over the Internet.

.If you have a reliable internet connection such as DSL, 4G/3G/HSDPA, WiMAX or Fibre, you can get a phone service delivered through your internet connection.

.Furthermore, the service, unlike outdated fixed lines, can be moved without requiring a change of telephone number. In addition, EMT financial Services can supply either geographic or non-geographic numbers. Alternatively, you can keep your existing telephone number and port it onto the Switch Telecom Network.

.The service is ideally suited for home and small business use. Conversely, a VoIP Trunk or Hosted Switchboard solution is better suited for larger business clients.

Office Automation

Purposes of Office Automation The purposes of office automation, in general, are as follows: Integration of technology in office activities Updating the office work implementation process To reduce costs and maximize employee performance Computerization can delay the increase in personnel to handle the increased workload Group or team to solve problems more easily Office automation helps managers communicate in the future, making it perfect for solving group problems. Useful as a supplement, not a substitute. As a more flexible way of business communication, and moreover, Improve communication resulting in faster and better decisions Benefits of Office Automation In general, Office automation is an effort to apply the development of existing technology in offices to encourage the creation of more efficient and effective work processes to develop the business further. In addition, office automation also has many advantages, such as: Office activities work faster Reduce the need for large numbers of employees Requires little data storage space Good management of stored data.

Types of Office Automation Applications.

Office automation cannot run without technological developments and employees who continue to adapt to these developments. Therefore, several types of applications can support the creation of automation of company office activities. Here we summarize some of these applications.

Word processing

Word processing software is a computer application useful for creating all kinds of printable materials (including design, editing, formatting, and printing). With this application, you can create various documents such as reports, proposals, articles, pamphlets, pamphlets, dissertations, correspondence, and more. Moreover, use a document management system and get access to documents anytime and anywhere and reduce paper usage.

Email or electronic mail serves

as a messenger tool through the intermediary of computer technology, laptops and smartphones connected to the internet network. This email is useful for sending data, whether in text, image, audio, or video files. By using email, data delivery operations such as correspondence are easier and faster.